Stock versus school, stock versus bonus
There are disadvantages to investing in both stocks and bonds. The returns of bonds are usually lower than those in stocks, so gains made from your stock portfolio might be offset somewhat by the losses you experience with the bond portion. It can also be hard to weigh them all without taking on too many or too few risks.
Before you decide if investing is the right strategy for you, it is crucial to consider all factors. Talking to a financial adviser or conducting research yourself can help you to make educated decisions about managing your money.